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Bankruptcy

Bankruptcy is a personal debt solution available to people living in England, Wales, Northern Ireland and Scotland. It is often thought of as a something which should be avoided. However this is an incorrect view. For many bankruptcy is the best option for dealing with debts.

The solution is quick to implement and gives almost immediate protection from unsecured creditors. It lasts for just 12 months and you make no ongoing payments unless you can afford to do so. If you can afford to make payments these stop after 3 years and your remaining debt is written off.

Having said that Bankruptcy is not right for everyone. Only unsecured debts are included and you have to pay a fee upfront. In addition your property might be at risk if you are a home owner although this is not always the case.

Welcome to Bankruptcy Expert

If you have questions about Bankruptcy and would like find out more, speak to an expert or find out how to go Bankrupt then you have come to the right place. Making the decision to go Bankrupt is probably one of the most difficult to take. However going through the process itself is never as bad as it sounds as long as you have taken the correct advice beforehand.

This site aims to answer all your questions and help you make an informed choice about whether Bankruptcy is the right debt solution for you. Use the form below to see if you should go Bankrupt or give us a call to discuss any questions you have.

How will Bankruptcy affect me?

Should I go Bankrupt

How much do you owe?

Do you own a house with equity?

Are you a Company Director?

Can you afford £150/mth towards your debts?

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